Product Manager building seamless digital and financial experiences.

I'm Charan. I started out writing software, went to business school to understand why we build what we build, and ended up in fintech product. At Zolve I helped people who had just moved countries get their first local bank account. Now at FundsIndia I work on how India invests in mutual funds. The thread through all of it is simple: money is stressful, and a good product can quietly take that stress away.

Currently Exploring

What has my attention right now

Three problems I keep coming back to. I don't have all the answers yet, which is exactly why they're interesting.

Wealth-tech onboarding

How do you get a first-time investor from download to first investment without losing them somewhere in KYC? Harder than it sounds.

International expansion

What changes (and what shouldn't) when a product built for one market moves into another. Compliance, payments, and habits rarely agree.

User retention

Getting someone to invest once is the easy part. I'm more interested in why they come back, and why some quietly don't.

Featured Work

Top project

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The project that's taught me the most so far.

Connect With Me

Say hello

If anything here resonated, or you disagree with something (which is more fun), write to me or grab time on my calendar.

Send a message

I read everything and reply within a couple of days.

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Nobody remembers a feature list. People remember the moment something hard suddenly felt easy. I think that moment is the whole job.